12 Renews Street photo 11 / 30

MLS #1299241

12 Renews Street

St. John's

$275,000

3 Beds
2 Baths
2,587 sqft
Single Family
Source Listing

Property Details

Welcome to this well-maintained 3-bedroom, 1.5-bath home located in the desirable Cowan Heights neighbourhood. Offering outstanding value in one of the city's most sought-after family communities, this property presents an excellent opportunity for first-time buyers, growing families, or investors looking to add their own personal touch. he main level features a functional layout with bright living spaces, generously sized bedrooms, and plenty of natural light throughout. While some modernization and cosmetic updates would enhance the home, it has been well cared for and provides a solid foundation for future improvements. A major bonus is the full undeveloped basement, offering endless possibilities for future development. Whether you're envisioning a rec room, additional bedrooms, home office, gym, or extra living space, the lower level provides the perfect blank canvas to create the space your family needs while adding significant value to the property. Situated on a great lot in a quiet, family-friendly area close to schools, parks, shopping, recreation, and all major amenities, this home combines location, potential, and affordability. Opportunities like this in Cowan Heights don't come along often—make it yours and unlock its full potential. Seller Directive in place no conveyence of offers until Thursday June 25, 2026 at 1pm all offers to open till 6pm (id:66441)

Cost To Own

Down payment and monthly ownership estimate

Start with the listing price, then adjust the financing and monthly carrying costs for a practical estimate.

Purchase Price$275,000
Down Payment - 5%$13,750
Interest Rate5.25%

Amortization

Estimated Monthly Cost

$2,261

Mortgage Payment
$1,566
Property Tax
$195
Insurance
$150
Utilities
$350
Down Payment
$13,750
Loan Amount
$261,250
Total Interest
$208,410

Estimate only. Final payments depend on lender approval, taxes, insurance, closing costs, and mortgage insurance when applicable.

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