43 Lower Street photo 11 / 43

MLS #1298514

43 Lower Street

Torbay

$299,900

2 Beds
2 Baths
1,220 sqft
Single Family
Source Listing

Property Details

Nestled in the heart of Torbay and overlooking the breathtaking coastline, this charming heritage home offers a rare opportunity to enjoy ocean views, timeless character, and modern comfort in one of the Northeast Avalon’s most desirable communities. Featuring 2 bedrooms, 2 bathrooms, and over 1,200 square feet of inviting living space, the home showcases rich hardwood floors, bright living areas, and architectural details that are increasingly difficult to find. A recently installed three-head mini-split system provides energy-efficient heating and cooling while complementing the home's historic charm. Whether you're a first-time buyer, downsizer, investor, or relocating to Newfoundland, this property offers an exceptional blend of lifestyle and value. Wake up to stunning views of Torbay Beach and the Atlantic Ocean, enjoy scenic coastal walking trails just steps away, and take advantage of nearby cafés, restaurants, and community amenities. Stavanger Drive shopping, major retailers, St. John's International Airport, Memorial University, and downtown St. John's are all just minutes away. Whether you're searching for a year-round residence, investment property, or an East Coast retreat, this is your chance to own a character-filled home in a spectacular coastal setting! As per the sellers directive no offers to be conveyed until Sunday, June 14th at 4pm and to be left open until 9pm on the same day. (id:66441)

Cost To Own

Down payment and monthly ownership estimate

Start with the listing price, then adjust the financing and monthly carrying costs for a practical estimate.

Purchase Price$299,900
Down Payment - 5%$14,995
Interest Rate5.25%

Amortization

Estimated Monthly Cost

$2,419

Mortgage Payment
$1,707
Property Tax
$212
Insurance
$150
Utilities
$350
Down Payment
$14,995
Loan Amount
$284,905
Total Interest
$227,281

Estimate only. Final payments depend on lender approval, taxes, insurance, closing costs, and mortgage insurance when applicable.

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