39 Spencer Street photo 11 / 24

MLS #1298237

39 Spencer Street

St John's

$339,000

3 Beds
1 Bath
1,200 sqft
Single Family
Source Listing

Property Details

Welcome home to this cozy, extensively renovated home in the heart of St. John’s, walking distance from entertainment, groceries, schools, and downtown. The property has been completely flipped and restored, inside and out. The rebuilt kitchen features wood cabinets, concrete countertops, a tile backsplash, a built-in pantry, undermount lighting, and upgraded electrical/plumbing. The main floor is now fully insulated (heat and noise), has a new porch/mudroom with a custom bench and storage, maple hardwood floors, a custom maple/mahogany entertainment unit, a built-in bookcase, and updated PEX plumbing. Upstairs includes an insulated hallway, maple floors, and a renovated bathroom with tile and a concrete countertop. The loft has been opened up with restored original wood floors, a new closet, and a large window with downtown views. Exterior upgrades include added insulation, wood siding, cedar shingles, a new porch awning, and custom wood detailing. Outside, there’s a brand-new deck in the backyard, the roof was redone this year, and the exterior was recently painted. (id:66441)

Cost To Own

Down payment and monthly ownership estimate

Start with the listing price, then adjust the financing and monthly carrying costs for a practical estimate.

Purchase Price$339,000
Down Payment - 5%$16,950
Interest Rate5.25%

Amortization

Estimated Monthly Cost

$2,670

Mortgage Payment
$1,930
Property Tax
$240
Insurance
$150
Utilities
$350
Down Payment
$16,950
Loan Amount
$322,050
Total Interest
$256,913

Estimate only. Final payments depend on lender approval, taxes, insurance, closing costs, and mortgage insurance when applicable.

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