186 Church Road photo 11 / 25

MLS #1296859

186 Church Road

Victoria

$110,000

2 Beds
1 Bath
910 sqft
Single Family
Source Listing

Property Details

Tucked away beside mature trees, this cozy 2-bedroom home offers comfort, charm, and peace of mind. Warm and inviting, the home features a wood stove that adds both character and efficient supplemental heat, complemented by oil heat for year round comfort. New vinyl windows enhance energy efficiency while letting in plenty of natural light. The oil furnace has been regularly serviced, and the oil tank was installed in 2016, providing confidence for years to come. Whether you’re a first time homebuyer looking for an affordable and welcoming place to call home, or a couple looking to downsize without sacrificing comfort, this property is a perfect fit. A quiet setting surrounded by nature makes this home an ideal retreat at the end of the day (id:66441)

Cost To Own

Down payment and monthly ownership estimate

Start with the listing price, then adjust the financing and monthly carrying costs for a practical estimate.

Purchase Price$110,000
Down Payment - 5%$5,500
Interest Rate5.25%

Amortization

Estimated Monthly Cost

$1,251

Mortgage Payment
$626
Property Tax
$125
Insurance
$150
Utilities
$350
Down Payment
$5,500
Loan Amount
$104,500
Total Interest
$83,364

Estimate only. Final payments depend on lender approval, taxes, insurance, closing costs, and mortgage insurance when applicable.

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