16 Spencer Road photo 11 / 26

MLS #1296793

16 Spencer Road

Centreville

$239,000

4 Beds
2 Baths
1,704 sqft
Single Family
Source Listing

Property Details

Welcome to this spacious and well-maintained 1,700 sq. ft. home located in the heart of Centerville, Newfoundland—just a short distance from the local school, making it an ideal choice for families. This inviting property offers four comfortable bedrooms and two full bathrooms. The main level features a bright and generously sized living room, along with a cozy den—perfect for relaxing or creating a home office. You’ll also find three bedrooms and a full bathroom conveniently located on this level. The lower level expands your living space with a large rec room, ideal for family gatherings or a games area. It also includes the fourth bedroom, along with a combined bathroom and laundry room for added functionality. This home has seen several valuable upgrades, including the installation of a three head Mitsubishi mini-split heat pump for efficient year-round comfort. In 2025, a durable metal roof was added, and the electrical system has been upgraded to a 200-amp service, offering peace of mind and modern convenience. Outside, the property sits on a spacious lot, providing plenty of room for outdoor enjoyment. A good-sized storage shed adjacent to the home adds extra practicality for tools, equipment, or seasonal items. If you’re looking for a move-in ready home in a convenient and family-friendly location, this property is a must-see. (id:66441)

Cost To Own

Down payment and monthly ownership estimate

Start with the listing price, then adjust the financing and monthly carrying costs for a practical estimate.

Purchase Price$239,000
Down Payment - 5%$11,950
Interest Rate5.25%

Amortization

Estimated Monthly Cost

$2,030

Mortgage Payment
$1,361
Property Tax
$169
Insurance
$150
Utilities
$350
Down Payment
$11,950
Loan Amount
$227,050
Total Interest
$181,128

Estimate only. Final payments depend on lender approval, taxes, insurance, closing costs, and mortgage insurance when applicable.

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