148 North Shore Highway photo 11 / 25

MLS #1296545

148 North Shore Highway

Gillams

$199,900

2 Beds
2 Baths
1,592 sqft
Single Family
Source Listing

Property Details

Beautiful bungalow situated on an oversized lot in the lovely community of Gillams, offering stunning views of the Bay of Islands! The main level features a bright, open kitchen with adjoining dining area, perfect for everyday living and entertaining, along with a spacious living room highlighted by a stunning view that captures the breathtaking bay. This level also includes one bedroom and a full bathroom. The lower level offers additional living space with a second bedroom, cozy rec room complete with a pellet stove, laundry area, and ample storage. Exterior features include rear yard access, storage shed and a generous lot with plenty of potential. Recent updates include new eavestrough (2024) and hot water tank (2020), pellet stove, roof & siding within the last 10 years. A great opportunity to own a home with incredible views in a peaceful setting. (id:66441)

Cost To Own

Down payment and monthly ownership estimate

Start with the listing price, then adjust the financing and monthly carrying costs for a practical estimate.

Purchase Price$199,900
Down Payment - 5%$9,995
Interest Rate5.25%

Amortization

Estimated Monthly Cost

$1,780

Mortgage Payment
$1,138
Property Tax
$142
Insurance
$150
Utilities
$350
Down Payment
$9,995
Loan Amount
$189,905
Total Interest
$151,495

Estimate only. Final payments depend on lender approval, taxes, insurance, closing costs, and mortgage insurance when applicable.

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